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Pros: I bought this Pacsafe not because of the credit card/passport code protection (RFID) but primarly because of its design. On either end it has two expandable pockets. As a solo traveler I could use one for the water bottle and the other for a short umbrella. Should you need a tablet computer the large main storage space will easily fit a full 10" screen and it has a divider that is padded. The outside pockets are convenient (front) has space for maps, guide book, etc, and small pockets for pens, passport, glasses - (back) is just one large pocket. All the pockets have a closed clasp to attach to the zipper to prevent theives from easy access. I always kept the bag by my side with the strap over my neck and never had anyone try to steal it. Of course I looked like a tourist. Overall an excellent product for those who want more than small fanny pack but smaller and more convenient access than a heavy backpack.
Cons: The only complaint I have is that the padding for the shoulder strap is adjustable but it always needed to be velcroed right over the adjustable buckle which felt like a small lump when over my shoulder.